• Warehouse

  • Rural

  • Resorts, Hotels, Motels

  • Childcare Centres

  • Sporting Centres

  • Medical / Nursing facilities

  • Retirement villages

Who can apply for a Commercial Loan?


Commercial loans are available to individuals, partnerships, companies and discretionary trusts.  In the event that a mortgagor is a company or trust, the shareholders and beneficiaries are usually required to provide personal guarantees as part of the mortgage documentation.

Investing in Commercial

Commercial real estate can provide portfolio diversification, create tax benefits and build wealth.  

Commercial property leases tend to offer more security than residential, you will generally require a larger initial deposit to fund a commercial property investment.  Most lenders offer a maximum Loan to Valuation Ration (LVR) of 70%, which means you would need a minimum deposit of 30% of purchase price plus costs.  Higher permissible LVR's up to 85% can be obtained for owner occupiers.

Types of loans

  • Interest only loans

  • Principal & interest loans

  • Mezzanine funding

  • Private funding

  • Low Doc Commercial loans


Types of commercial security​

  • Construction / development

  • Industrial

  • Retail

  • Residential

  • Vacant land

  • Leasehold

  • Strata office

Customised commercial finance solutions that can help you achieve your business goals

we do finance

Postal: PO Box 345

               Coolum Beach QLD 4573

Phone: 0400 004 784

Contact us

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2 finance pty ltd ABN 76 621 265 236

Credit Representative 501840 is authorised under Australian Credit Licence 386958

The information contained on this web site is of a general nature only and is not to be taken in anyway as specific advice for individual circumstances.